http://www.knoxvillereal-estate.com/blogs/default.aspxYour Knoxville Relocation Specialist! 865-621-3658en-USCommunityServer 2.1 SP1 (Debug Build: 61019.2)http://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2010/03/23/wonderful-site-for-unique-and-personalized-housewarming-gifts.aspxTue, 23 Mar 2010 16:21:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:641930Jennifer Halinkowski2<p>The next best thing to closing on your new home is telling everyone about it at your housewarming party!&nbsp; Check out this great business offering tons of unique and personalized housewarming gifts guaranteed to make that new homeowner smile!</p><p>&nbsp;My Charming Memories</p><p><a href="http://www.mycharmingmemories.com/"><strong>www.MyCharmingMemories.com</strong></a></p><p>They also offer custom engraved gifts for every occassion including personalized bridesmaid gifts, engraved bar and party gifts, unique gifts for him, personalized groomsmen gifts, custom photo jewelry and photo charms.</p><p>&nbsp;Use the coupon code <strong>home2010</strong> to receive 10% off your order and receive FREE SHIPPING for orders over $49!</p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=641930" width="1" height="1">housewarming giftspersonalized housewarming giftsunique housewarming giftscustom housewarming giftshttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2010/03/04/ffc948d5e8aa40daa7ca16d6c89cca23.aspxThu, 04 Mar 2010 14:49:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:629689Jennifer Halinkowski0<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Halls/Halls_Crossroads/Agent/Listing_12421916.html"><img src="http://media.point2.com/p2a/listing/ebaa/a3ea/d727/064458859eff2fa2ca12/w475h356.jpg" class="Photo ListingPhoto" alt="The Perfect Home Does Exist!" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>The Perfect Home Does Exist!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>3,230 sq. ft., 3 bath, 4 bdrm 3 story &quot;2 Story + Basement&quot;</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.knoxvillereal-estate.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #701983" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$325,000</span> <span>- WOW Kitchen!</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Halls Crossroads, Knoxville</span> <span>&nbsp;-&nbsp;</span> Located in the premier neighborhood of Wallace Hills in the Halls area of Knoxville, TN is this gorgeous all brick home with over 3200 square feet plus a 1300 sq. ft unfinished basement. The home has 4 bedrooms, 3 full baths, a main level office, a large bonus room, a walk-up attic, a 3 car side entry main level garage and a huge unfinished basement. The home has been meticulously cared for and sits on an amazing 3/4 acre private lot at the end of a cul-de-sac. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Halls/Halls_Crossroads/Agent/Listing_12421916.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=629689" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2010/03/01/4f7abd8b988a496489571c1c4f6315c6.aspxMon, 01 Mar 2010 17:14:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:627313Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Fountain_City/Fountain_City/Agent/Listing_12298825.html"><img src="http://media.point2.com/p2a/listing/13bf/3975/4089/ef55199a5a5de91de2b6/w64h48.jpg" class="Photo ListingPhoto" alt="" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Charming and Historic Home</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,955 sq. ft., 2 bath, 3 bdrm single story</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.knoxvillereal-estate.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #702270" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$150,000</span> <span>- 1st Time Home Buyer Steal</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Fountain City, Knoxville</span> <span>&nbsp;-&nbsp;</span> Your search for that charming historic home with character, yet modern functionality ends here! Don&#39;t miss out on this great home with nearly 2000 sq. ft featuring 3 BR, 2 full baths, beautiful refinished hardwood floors, updated kitchen, a large rec room, separate laundry room, sunroom and located in a charming Fountain City neighborhood. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Fountain_City/Fountain_City/Agent/Listing_12298825.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=627313" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2010/03/01/c04a118420f54a35b3bf4cca007134f0.aspxMon, 01 Mar 2010 16:27:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:627263Jennifer Halinkowski0<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Powell/Sterchi_Hills/Agent/Listing_12298770.html"><img src="http://media.point2.com/p2a/listing/7136/3f8a/275e/de5e1868711e1280f2ec/w475h356.jpg" class="Photo ListingPhoto" alt="Welcome to 523 Bushwood Dr." border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Lovely Creekside Home</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>2,201 sq. ft., 2 bath, 3 bdrm 2 story</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.knoxvillereal-estate.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #700241" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$187,500</span> <span>- Desirable Sterchi Hills!</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Sterchi Hills, Knoxville</span> <span>&nbsp;-&nbsp;</span> Meticulously maintained 2-story home in highly desired Sterchi Hills with new 30 year rated roof. Spacious kitchen with breakfast nook and walk-in pantry. Formal dining, cozy family room with fireplace and a pretty bay window. Spacious master suite with sitting area. Master bath with dual sinks and whirlpool tub. All bedroom have walk-in closets. Enormous bonus room could easily accomodate a pool table or be a 4th bedroom. New ceramic tile in kitchen and baths. Fenced and level yard in a fabulous setting next to a running creek. A large deck and sunroom make this home perfect! </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Powell/Sterchi_Hills/Agent/Listing_12298770.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=627263" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2010/01/24/0cbfc51b82744bf98342747cc744e83d.aspxSun, 24 Jan 2010 15:47:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:603149Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" id="Sold" src="http://www.knoxvillereal-estate.com//Utility/images/sold.gif" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Lenoir City, Loudon County</span> <span>&nbsp;-&nbsp;</span> <span>The 1 1/2 story at 500 Misty Ridge Dr. has been sold.</span> </p><p><a href="http://www.knoxvillereal-estate.com/Lenoir_City/Tennessee/Homes/Lenoir_City/Lenoir_City/Agent/Listing_7697118.html">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=603149" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/06/29/2fe4432739954ea0a5b6bd4555ebc0c5.aspxMon, 29 Jun 2009 14:18:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:488736Jennifer Halinkowski0<p><span id="LeadIn" style="font-weight:bold;">Mallard Bay, Farragut</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 12641 BAYVIEW DR., a 3,213 sq. ft., 4 bdrm 2 story &quot;plus unfinished basement&quot;. Now</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #662600" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$514,900</span> <span></span>- Reduced!. </p><p><a href="http://www.knoxvillereal-estate.com/Farragut/Tennessee/Homes/Knoxville/Mallard_Bay/Agent/Listing_2354232.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=488736" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/06/07/521896bfab3c4ac7bb67c1af415bef4b.aspxSun, 07 Jun 2009 16:16:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:479098Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" height="64" id="Sold" src="http://www.knoxvillereal-estate.com//Utility/images/sold.gif" width="72" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">North Knoxville, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>The single story at 2718 Barton St. has been sold.</span> </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/104_-_North_Knoxville/North_Knoxville/Agent/Listing_2025754.html">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=479098" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/06/06/0eaf15eb8a314ecdade6ad9a3a3f365c.aspxSat, 06 Jun 2009 15:09:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:478851Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/113_-_Gibbs/Fountain_City/Agent/Listing_3036474.html"><img src="http://media.point2.com/p2a/listing/eb36/fc68/8a26/b85eed96dfcc8db7d0e9/w475h356.jpg" class="Photo ListingPhoto" alt="Clean, well maintained home on 1.43 acres." border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Quiet Country Setting, Minutes To Town</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,710 sq. ft., 1 bath, 2 bdrm 1 1/2 story</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$119,900</span> <span>- 1.43 Acres of Elbow Room!</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Gibbs Area, Knoxville</span> <span>&nbsp;-&nbsp;</span> Attractively priced home on 1.43 acres of beautiful level land just minutes from town. This is far from your standard 2 bedroom home. There is also a formal living room that was used as an office, an enormous 28x19 bonus/rec room and an unfinished basement perfect for a workshop. Very clean and well maintained. Sure, it could use some cosmetic updating, but at this price you can&#39;t afford to pass it by! </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/113_-_Gibbs/Fountain_City/Agent/Listing_3036474.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=478851" width="1" height="1">Knoxville Real Estateknoxville homes for saleranch home for salefirst time home buyerfountain city homes for salefountain city real estateknoxville home with acreagehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/06/06/732b9c275e824522aed648f56b14e353.aspxSat, 06 Jun 2009 13:58:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:478832Jennifer Halinkowski313<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/112_-_Halls/Halls_Crossroads/Agent/Listing_2224606.html"><img src="http://media.point2.com/p2a/listing/2621/4922/3e9e/ce04739f635c2b6011bc/w475h356.jpg" class="Photo ListingPhoto" alt="The perfect home just found you!" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Sit Back and Enjoy The Views!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,600 sq. ft., 2 bath, 3 bdrm single story &quot;All Brick Ranch&quot;</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #665593" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$169,900</span> <span>- Peaceful Country Setting</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Halls Crossroads, Knoxville</span> <span>&nbsp;-&nbsp;</span> The one you&#39;ve been looking for just found you! Nestled at the end of a cul-de-sac is this all brick ranch in a wooded setting with a 1/2 acre private lot with breathtaking mountain and pastoral views. You&#39;ll fall in love as soon as you enter as the Inside is just as great with modern upgrades including new flooring, paint, fixtures, appliances and new storage shed. A wrap around porch provides ample viewing area for the great views. This gorgeous home is the epitomy of what southern living is all about! </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/112_-_Halls/Halls_Crossroads/Agent/Listing_2224606.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=478832" width="1" height="1">For SaleKnoxville Real Estateknoxville homes for salehalls crossroads homes for saleall brick homeranch home for salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/05/22/14be70a8deec4fd88777a5fe343fdfc6.aspxFri, 22 May 2009 16:37:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:471964Jennifer Halinkowski0<p><span id="LeadIn" style="font-weight:bold;">Fountain City, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 5909 Braelinn Dr., a 2,026 sq. ft., 2 bath, 3 bdrm 2 story. Now</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #648021" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$229,900</span> <span></span>- Wow, What a Yard!. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Fountain_City/Agent/Listing_2178846.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=471964" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/05/22/063f4bbc7c864526abfa079db0c95f77.aspxFri, 22 May 2009 16:37:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:471965Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" height="64" id="Sold" src="http://www.knoxvillereal-estate.com//Utility/images/sold.gif" width="72" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Fountain City, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>The single story at 3725 Terrace View Dr. has been sold.</span> </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/111_-_Fountain_City/Harrill_Hills/Agent/Listing_2261428.html">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=471965" width="1" height="1">fountain cityfountain city homes for salefountain city cottagefountain city real estatehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/05/22/c5b8869866c243349d252963045baa63.aspxFri, 22 May 2009 16:35:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:471961Jennifer Halinkowski0<p><span id="LeadIn" style="font-weight:bold;">Concord-Bluegrass, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 304 Sunny Springs Ln., a 2,673 sq. ft., 2 bath, 3 bdrm 2 story. Now</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #658428" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$299,000</span> <span></span>- Instant Equity Bargain!. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Condos/117_-_Concord_Bluegrass/Concord-Bluegrass/Agent/Listing_1748474.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=471961" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/04/29/913639177bfa4f3bba620c34d99d6dd4.aspxWed, 29 Apr 2009 20:51:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:461380Jennifer Halinkowski2<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" height="64" id="Sold" src="http://www.knoxvillereal-estate.com//Utility/images/sold.gif" width="72" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Farragut</span> (Thornton Heights)<span>&nbsp;-&nbsp;</span> <span>This 2 story split-foyer at 11040 Farr Dr. has been sold.</span> </p><p><a href="http://www.knoxvillereal-estate.com/Farragut/Tennessee/Homes/120_-_Farragut_City/Thornton/Agent/Listing_2261572.html">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=461380" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/04/29/6b8891233a1f4dfba1f90d26b1b28c0c.aspxWed, 29 Apr 2009 15:39:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:461160Jennifer Halinkowski194<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Farragut/Tennessee/Homes/Knoxville/Mallard_Bay/Agent/Listing_2354232.html"><img src="http://media.point2.com/p2a/listing/a475/111d/d763/52dd5f09d8792b2709b3/w475h356.jpg" class="Photo ListingPhoto" alt="" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Amazing Opportunity</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>3,213 sq. ft., 4 bdrm 2 story &quot;plus unfinished basement&quot;</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #662600" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$519,900</span> <span>- Steal of a Deal</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Mallard Bay, Farragut</span> <span>&nbsp;-&nbsp;</span> Priced $55K under purchase price 3 years ago! Immaculate and majestic showcase features soaring ceilings, all hardwood on main level, modern open floor plan, oversized Master on Main with outside deck access, large bonus room, and main level office. Appointed home sits on .43 acres and offers amazing pasture, mountain, and partial lake views with unsurpassed yard and curb appeal. The possibilities are endless as there is also a 1300 sq/ft roughed-in, plumed, unfinished basement. Pristine lake front subdivision offers boat launch and lake access. AMAZING OPPORTUNITY, for sophisticated and price conscious Buyer! </p><p><a href="http://www.knoxvillereal-estate.com/Farragut/Tennessee/Homes/Knoxville/Mallard_Bay/Agent/Listing_2354232.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=461160" width="1" height="1">Real EstateKnoxville Real Estateknoxville homes for saleall brick homefarragut real estatefarragut homes for salefarragutwaterfront communitymallard bayhttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/04/23/dbb538beb07943c5b2d3cede41df5673.aspxThu, 23 Apr 2009 12:50:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:458497Jennifer Halinkowski0<p style="float:right;margin-left:10px;"><table class="Calendar" cellspacing="0" cellpadding="2" rules="all" title="Calendar" border="1" style="border-width:1px;border-style:solid;border-collapse:collapse;"> <tr><td colspan="7" style="background-color:Silver;"><table class="Calendar" cellspacing="0" border="0" style="width:100%;border-collapse:collapse;"> <tr><td align="center" style="width:70%;">April 2009</td></tr> </table></td></tr><tr><th align="center" abbr="Sunday" scope="col">Su</th><th align="center" abbr="Monday" scope="col">Mo</th><th align="center" abbr="Tuesday" scope="col">Tu</th><th align="center" abbr="Wednesday" scope="col">We</th><th align="center" abbr="Thursday" scope="col">Th</th><th align="center" abbr="Friday" scope="col">Fr</th><th align="center" abbr="Saturday" scope="col">Sa</th></tr><tr><td align="center" style="width:14%;">29</td><td align="center" style="width:14%;">30</td><td align="center" style="width:14%;">31</td><td align="center" style="width:14%;">1</td><td align="center" style="width:14%;">2</td><td align="center" style="width:14%;">3</td><td align="center" style="width:14%;">4</td></tr><tr><td align="center" style="width:14%;">5</td><td align="center" style="width:14%;">6</td><td align="center" style="width:14%;">7</td><td align="center" style="width:14%;">8</td><td align="center" style="width:14%;">9</td><td align="center" style="width:14%;">10</td><td align="center" style="width:14%;">11</td></tr><tr><td align="center" style="width:14%;">12</td><td align="center" style="width:14%;">13</td><td align="center" style="width:14%;">14</td><td align="center" style="width:14%;">15</td><td align="center" style="width:14%;">16</td><td align="center" style="width:14%;">17</td><td align="center" style="width:14%;">18</td></tr><tr><td align="center" style="width:14%;">19</td><td align="center" style="width:14%;">20</td><td align="center" style="width:14%;">21</td><td align="center" style="width:14%;">22</td><td align="center" style="width:14%;">23</td><td align="center" style="width:14%;">24</td><td align="center" style="width:14%;">25</td></tr><tr><td align="center" style="color:White;background-color:Silver;width:14%;">26</td><td align="center" style="width:14%;">27</td><td align="center" style="width:14%;">28</td><td align="center" style="width:14%;">29</td><td align="center" style="width:14%;">30</td><td align="center" style="width:14%;">1</td><td align="center" style="width:14%;">2</td></tr><tr><td align="center" style="width:14%;">3</td><td align="center" style="width:14%;">4</td><td align="center" style="width:14%;">5</td><td align="center" style="width:14%;">6</td><td align="center" style="width:14%;">7</td><td align="center" style="width:14%;">8</td><td align="center" style="width:14%;">9</td></tr> </table> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Fountain City, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>We invite everyone to visit our open house at 5909 Braelinn Dr. on </span><span id="On">April 26</span> <span id="At">from 2:00 AM to 4:00 AM</span>. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/Fountain_City/Agent/Listing_2178846.html" id="ListingDetails">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=458497" width="1" height="1">Real EstateFor SaleOpen Housesknoxvillelle open houseshttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/04/23/61756b6bb5a244caa634dd69aeaec1cc.aspxThu, 23 Apr 2009 12:48:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:458496Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" height="64" id="Sold" src="http://www.knoxvillereal-estate.com//Utility/images/sold.gif" width="72" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Pleasant Ridge, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>The single story at 2341 Arkwright Ln. has been sold.</span> </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/110_-_Norwood_Cumberland_Estates_Pleasant_Ridge/Pleasant_Ridge/Agent/Listing_2202574.html">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=458496" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/04/18/11e5883959d3460ba83cb3fec26776ed.aspxSat, 18 Apr 2009 14:08:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:455994Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/661198/Norwood/Agent/Listing_2334939.html"><img src="http://media.point2.com/p2a/listing/edc9/11fd/4dd6/6f74dc4dbaec4741049f/w160h120.jpg" class="Photo ListingPhoto" alt="5301 Aubrey Ln." border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Blows Away The Competition!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,425 sq. ft., 2 bath, 4 bdrm single story</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #661198" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$129,900</span> <span>- Better Hurry!</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Northwest Knoxville</span> <span>&nbsp;-&nbsp;</span> Better hurry on this one! This 4 BR, 2.5 Bath home has just been completely remodeled &amp; modernized with all the latest contemporary updates. Home features an amazing master suite with full bath &amp; large closet, a large kitchen with built-in breakfast bar &amp; tiled floors, a large dining room &amp; welcoming living room. The home also features a split bedroom plan with remodeled full bath &amp; additional 1/2 bath. A new deck overlooking fantastic gorgeous yard completes this home priced to sell. W/in walking distance to the elementary school &amp; just a short drive to Victor Ashe Park, public dog park, and shopping. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/661198/Norwood/Agent/Listing_2334939.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=455994" width="1" height="1">Real EstateFor SaleKnoxville Real Estateknoxville homes for salecontemporary home knoxvillenorwoodpleasant ridgeranch home for salefirst time home buyerhttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/04/18/744c7833945246169c4511e939662be9.aspxSat, 18 Apr 2009 13:47:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:455986Jennifer Halinkowski0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" height="64" id="Sold" src="http://www.knoxvillereal-estate.com//Utility/images/sold.gif" width="72" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Cedar Bluff, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>The 1 1/2 story at 1439 Chert Pit Rd. has been sold.</span> </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/118_-_Cedar_Bluff/Cedar_Bluff/Agent/Listing_2178964.html">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=455986" width="1" height="1">Real EstateFor Salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/04/14/4c6ff8ad49aa4252a2ef190ac2071e2e.aspxTue, 14 Apr 2009 14:00:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:453617Jennifer Halinkowski1<p style="float:right;margin-left:10px;"><table class="Calendar" cellspacing="0" cellpadding="2" rules="all" title="Calendar" border="1" style="border-width:1px;border-style:solid;border-collapse:collapse;"> <tr><td colspan="7" style="background-color:Silver;"><table class="Calendar" cellspacing="0" border="0" style="width:100%;border-collapse:collapse;"> <tr><td align="center" style="width:70%;">April 2009</td></tr> </table></td></tr><tr><th align="center" abbr="Sunday" scope="col">Su</th><th align="center" abbr="Monday" scope="col">Mo</th><th align="center" abbr="Tuesday" scope="col">Tu</th><th align="center" abbr="Wednesday" scope="col">We</th><th align="center" abbr="Thursday" scope="col">Th</th><th align="center" abbr="Friday" scope="col">Fr</th><th align="center" abbr="Saturday" scope="col">Sa</th></tr><tr><td align="center" style="width:14%;">29</td><td align="center" style="width:14%;">30</td><td align="center" style="width:14%;">31</td><td align="center" style="width:14%;">1</td><td align="center" style="width:14%;">2</td><td align="center" style="width:14%;">3</td><td align="center" style="width:14%;">4</td></tr><tr><td align="center" style="width:14%;">5</td><td align="center" style="width:14%;">6</td><td align="center" style="width:14%;">7</td><td align="center" style="width:14%;">8</td><td align="center" style="width:14%;">9</td><td align="center" style="width:14%;">10</td><td align="center" style="width:14%;">11</td></tr><tr><td align="center" style="width:14%;">12</td><td align="center" style="width:14%;">13</td><td align="center" style="width:14%;">14</td><td align="center" style="width:14%;">15</td><td align="center" style="width:14%;">16</td><td align="center" style="width:14%;">17</td><td align="center" style="width:14%;">18</td></tr><tr><td align="center" style="color:White;background-color:Silver;width:14%;">19</td><td align="center" style="width:14%;">20</td><td align="center" style="width:14%;">21</td><td align="center" style="width:14%;">22</td><td align="center" style="width:14%;">23</td><td align="center" style="width:14%;">24</td><td align="center" style="width:14%;">25</td></tr><tr><td align="center" style="width:14%;">26</td><td align="center" style="width:14%;">27</td><td align="center" style="width:14%;">28</td><td align="center" style="width:14%;">29</td><td align="center" style="width:14%;">30</td><td align="center" style="width:14%;">1</td><td align="center" style="width:14%;">2</td></tr><tr><td align="center" style="width:14%;">3</td><td align="center" style="width:14%;">4</td><td align="center" style="width:14%;">5</td><td align="center" style="width:14%;">6</td><td align="center" style="width:14%;">7</td><td align="center" style="width:14%;">8</td><td align="center" style="width:14%;">9</td></tr> </table> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Harrill Hills in Fountain City, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>We invite everyone to visit our open house&nbsp;and see this amazing cottage located at&nbsp;3725 Terrace View Dr. on </span><span id="On">April 19</span> <span id="At">from 1:30 AM to 4:00 PM</span>. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/111_-_Fountain_City/Harrill_Hills/Agent/Listing_2261428.html" id="ListingDetails">Property information</a> </p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=453617" width="1" height="1">Real EstateFor SaleOpen HousesknoxvilleKnoxville Real Estateknoxville homes for salefountain cityunique home for salehistoric north knoxvillenorth knoxville homesfountain city homes for salehistoric knoxvillefountain city cottagefountain city real estatehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/03/07/8a1f39532ff84b508c278e140167fc4d.aspxSun, 08 Mar 2009 02:12:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:434773Jennifer Halinkowski1<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Farragut/Tennessee/Homes/120_-_Farragut_City/Thornton/Agent/Listing_2261572.html"><img src="http://media.point2.com/p2a/listing/3005/1e5c/a098/f476492e087a9e7d4209/w475h356.jpg" class="Photo ListingPhoto" alt="Located about 1 mile from Farragut Schools!" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Unbelievable Value in Farragut</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,540 sq. ft., 2 bath, 3 bdrm 2 story split</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #654962" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span>- Is This a Misprint?</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Thornton, Farragut</span> <span>&nbsp;-&nbsp;</span> Here it is, the opportunity of a lifetime. Located just minutes from Farragut Middle and High, Lake Loudon, Turkey Creek, public parks, library, and Greenways, the location could simply not be sweeter. This freshly painted 1500+ square foot home boasts, a new HVAC unit, gleaming hardwood floors, a bright and open kitchen (all appliances convey), a large rec room that easily accommodates a media area, office, and sitting/game area, and a huge new deck overlooking an almost completely level &frac12; acre backyard. Come on down and make it yours today! </p><p><a href="http://www.knoxvillereal-estate.com/Farragut/Tennessee/Homes/120_-_Farragut_City/Thornton/Agent/Listing_2261572.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=434773" width="1" height="1">Real EstateFor Salehomes for saleKnoxville Real Estateknoxville homes for salefarragut real estatefarragut homes for salefarraguthttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/03/07/1fe26eec74114b0197293de316069551.aspxSat, 07 Mar 2009 23:11:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:434730Jennifer Halinkowski0<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/111_-_Fountain_City/Harrill_Hills/Agent/Listing_2261428.html"><img src="http://media.point2.com/p2a/listing/ba5c/ff33/b835/ca73cbd1a86692a64527/w475h356.jpg" class="Photo ListingPhoto" alt="Quaint historic cottage in charming Harrill Hills." border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Historic Fountain City Cottage</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,539 sq. ft., 1 bath, 3 bdrm single story &quot;Plus unfinished basement&quot;</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #654953" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$164,875</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Harrill Hills, Knoxville</span> <span>&nbsp;-&nbsp;</span> Live happily ever after in a charming mid-century cottage located just off the Dogwood Trail. Upon walking in the door you will be greeted by beautifully refinished original hardwoods, flowing floor plan, an updated kitchen complete w/ stainless steel appliances, a warm &amp; cozy sunroom, &amp; new energy efficient storm windows. This wonderful, charming, feel good home also has large unfinished basement complete w/ workshop area, utility sink &amp; shower. This Fountain City dream is situated on a magnificently landscaped large lot w/ a good sized fenced in yard &amp; enormous wooden wrap-around deck. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/111_-_Fountain_City/Harrill_Hills/Agent/Listing_2261428.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=434730" width="1" height="1">Real EstateFor SaleKnoxville Real Estateknoxville homes for saleunique home for saleranch home for salefountain city homes for salehistoric knoxvillefountain city cottagefountain city real estatehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/02/27/first-time-home-buyer-tax-credit.aspxFri, 27 Feb 2009 20:08:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:430193Jennifer Halinkowski2<p class="subhead1"><strong>Frequently Asked Questions About the Home Buyer Tax Credit</strong></p><p style="font-size:14px;color:#333333;line-height:20px;font-family:Arial, Helvetica, sans-serif;"><span style="font-family:Tahoma;">The American Recovery and Reinvestment Act of 2009 authorizes a tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009.<br /><br />The following questions and answers provide basic information about the tax credit. If you have more specific questions, we strongly encourage you to consult a qualified tax advisor or legal professional about your unique situation.</span></p><ol><li><strong>Who is eligible to claim the tax credit?</strong><br />First-time home buyers purchasing any kind of home&mdash;new or resale&mdash;are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009. For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner.<br /><br />&nbsp; </li><li><a id="2" name="2"></a><strong>What is the definition of a first-time home buyer?</strong><br />The law defines &quot;first-time home buyer&quot; as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.<br /><strong><br /></strong>For example, if you have not owned a home in the past three years but your spouse has owned a principal residence, neither you nor your spouse qualifies for the first-time home buyer tax credit. However, unmarried joint purchasers may allocate the credit amount to any buyer who qualifies as a first-time buyer, such as may occur if a parent jointly purchases a home with a son or daughter. Ownership of a vacation home or rental property not used as a principal residence does not disqualify a buyer as a first-time home buyer.<br /><br />&nbsp; </li><li><a id="3" name="3"></a><strong>How is the amount of the tax credit determined?</strong><br />The tax credit is equal to 10 percent of the home&rsquo;s purchase price up to a maximum of $8,000.<br /><br />&nbsp; </li><li><a id="4" name="4"></a><strong>Are there any income limits for claiming the tax credit?</strong><br />The tax credit amount is reduced for buyers with a modified adjusted gross income (MAGI) of more than $75,000 for single taxpayers and $150,000 for married taxpayers filing a joint return. The tax credit amount is reduced to zero for taxpayers with MAGI of more than $95,000 (single) or $170,000 (married) and is reduced proportionally for taxpayers with MAGIs between these amounts.<br /><br />&nbsp; </li><li><a id="5" name="5"></a><strong>What is &quot;modified adjusted gross income&quot;?</strong><br />Modified adjusted gross income or MAGI is defined by the IRS. To find it, a taxpayer must first determine &quot;adjusted gross income&quot; or AGI. AGI is total income for a year minus certain deductions (known as &quot;adjustments&quot; or &quot;above-the-line deductions&quot;), but before itemized deductions from Schedule A or personal exemptions are subtracted. On Forms 1040 and 1040A, AGI is the last number on page 1 and first number on page 2 of the form. For Form 1040-EZ, AGI appears on line 4 (as of 2007). Note that AGI includes all forms of income including wages, salaries, interest income, dividends and capital gains.<br /><strong><br /></strong><br />&nbsp; </li><li><a id="6" name="6"></a><strong>If my modified adjusted gross income (MAGI) is above the limit, do I qualify for any tax credit?</strong><br />Possibly. It depends on your income. Partial credits of less than $8,000 are available for some taxpayers whose MAGI exceeds the phaseout limits.<br /><br />&nbsp; </li><li><a id="7" name="7"></a><strong>Can you give me an example of how the partial tax credit is determined?</strong><br />Just as an example, assume that a married couple has a modified adjusted gross income of $160,000. The applicable phaseout to qualify for the tax credit is $150,000, and the couple is $10,000 over this amount. Dividing $10,000 by $20,000 yields 0.5. When you subtract 0.5 from 1.0, the result is 0.5. To determine the amount of the partial first-time home buyer tax credit that is available to this couple, multiply $8,000 by 0.5. The result is $4,000.<br /><strong><br /></strong>Here&rsquo;s another example: assume that an individual home buyer has a modified adjusted gross income of $88,000. The buyer&rsquo;s income exceeds $75,000 by $13,000. Dividing $13,000 by $20,000 yields 0.65. When you subtract 0.65 from 1.0, the result is 0.35. Multiplying $8,000 by 0.35 shows that the buyer is eligible for a partial tax credit of $2,800.<br /><br />Please remember that these examples are intended to provide a general idea of how the tax credit might be applied in different circumstances. You should always consult your tax advisor for information relating to your specific circumstances.<br /><br />&nbsp; </li><li><a id="8" name="8"></a><strong>How is this home buyer tax credit different from the tax credit that Congress enacted in July of 2008?</strong><br />The most significant difference is that this tax credit does not have to be repaid. Because it had to be repaid, the previous &quot;credit&quot; was essentially an interest-free loan. This tax incentive is a true tax credit. However, home buyers must use the residence as a principal residence for at least three years or face recapture of the tax credit amount. Certain exceptions apply.<br /><br />&nbsp; </li><li><a id="9" name="9"></a><strong>How do I claim the tax credit? Do I need to complete a form or application?</strong><br />Participating in the tax credit program is easy. You claim the tax credit on your federal income tax return. Specifically, home buyers should complete IRS Form 5405 to determine their tax credit amount, and then claim this amount on Line 69 of their 1040 income tax return. No other applications or forms are required, and no pre-approval is necessary. However, you will want to be sure that you qualify for the credit under the income limits and first-time home buyer tests.<br /><br />&nbsp; </li><li><a id="10" name="10"></a><strong>What types of homes will qualify for the tax credit?</strong><br />Any home that will be used as a principal residence will qualify for the credit. This includes single-family detached homes, attached homes like townhouses and condominiums, manufactured homes (also known as mobile homes) and houseboats. The definition of principal residence is identical to the one used to determine whether you may qualify for the $250,000 / $500,000 capital gain tax exclusion for principal residences.<br /><br />&nbsp; </li><li><a id="11" name="11"></a><strong>I read that the tax credit is &quot;refundable.&quot; What does that mean?</strong><br />The fact that the credit is refundable means that the home buyer credit can be claimed even if the taxpayer has little or no federal income tax liability to offset. Typically this involves the government sending the taxpayer a check for a portion or even all of the amount of the refundable tax credit.<br /><br />For example, if a qualified home buyer expected, notwithstanding the tax credit, federal income tax liability of $5,000 and had tax withholding of $4,000 for the year, then without the tax credit the taxpayer would owe the IRS $1,000 on April 15th. Suppose now that the taxpayer qualified for the $8,000 home buyer tax credit. As a result, the taxpayer would receive a check for $7,000 ($8,000 minus the $1,000 owed).<br /><br />&nbsp; </li><li><a id="12" name="12"></a><strong>I purchased a home in early 2009 and have already filed to receive the $7,500 tax credit on my 2008 tax returns. How can I claim the new $8,000 tax credit instead?<br /></strong>Home buyers in this situation may file an amended 2008 tax return with a 1040X form. You should consult with a tax advisor to ensure you file this return properly. <br /><br />&nbsp; </li><li><a id="13" name="13"></a><strong>Instead of buying a new home from a home builder, I hired a contractor to construct a home on a lot that I already own. Do I still qualify for the tax credit?<br /></strong>Yes. For the purposes of the home buyer tax credit, a principal residence that is constructed by the home owner is treated by the tax code as having been &quot;purchased&quot; on the date the owner first occupies the house. In this situation, the date of first occupancy must be on or after January 1, 2009 and before December 1, 2009.<strong><br /><br /></strong>In contrast, for newly-constructed homes bought from a home builder, eligibility for the tax credit is determined by the settlement date.<br /><br />&nbsp; </li><li><a id="14" name="14"></a><strong>Can I claim the tax credit if I finance the purchase of my home under a mortgage revenue bond (MRB) program?</strong><br />Yes. The tax credit can be combined with the MRB home buyer program. Note that first-time home buyers who purchased a home in 2008 may <em>not</em> claim the tax credit if they are participating in an MRB program.<br /><br />&nbsp; </li><li><a id="15" name="15"></a><strong>I live in the District of Columbia. Can I claim both the Washington, D.C. first-time home buyer credit and this new credit?<br /></strong>No. You can claim only one.<br /><br />&nbsp; </li><li><a id="16" name="16"></a><strong>I am not a U.S. citizen. Can I claim the tax credit?<br /></strong>Maybe. Anyone who is not a nonresident alien (as defined by the IRS), who has not owned a principal residence in the previous three years and who meets the income limits test may claim the tax credit for a qualified home purchase. The IRS provides a definition of &quot;nonresident alien&quot; in IRS Publication 519.<br /><br />&nbsp; </li><li><a id="17" name="17"></a><strong>Is a tax credit the same as a tax deduction?<br /></strong>No. A tax credit is a dollar-for-dollar reduction in what the taxpayer owes. That means that a taxpayer who owes $8,000 in income taxes and who receives an $8,000 tax credit would owe nothing to the IRS.<br /><strong><br /></strong>A tax deduction is subtracted from the amount of income that is taxed. Using the same example, assume the taxpayer is in the 15 percent tax bracket and owes $8,000 in income taxes. If the taxpayer receives an $8,000 deduction, the taxpayer&rsquo;s tax liability would be reduced by $1,200 (15 percent of $8,000), or lowered from $8,000 to $6,800.<br /><br />&nbsp; </li><li><a id="18" name="18"></a><strong>I bought a home in 2008. Do I qualify for this credit?<br /></strong>No, but if you purchased your first home between April 9, 2008 and January 1, 2009, you may qualify for a different tax credit. <br />&nbsp; </li><li><a id="19" name="19"></a><strong>Is there any way for a home buyer to access the money allocable to the credit sooner than waiting to file their 2009 tax return?</strong><br />Yes. Prospective home buyers who believe they qualify for the tax credit are permitted to reduce their income tax withholding. Reducing tax withholding (up to the amount of the credit) will enable the buyer to accumulate cash by raising his/her take home pay. This money can then be applied to the downpayment.<br /><br />Buyers should adjust their withholding amount on their W-4 via their employer or through their quarterly estimated tax payment. IRS Publication 919 contains rules and guidelines for income tax withholding. Prospective home buyers should note that if income tax withholding is reduced and the tax credit qualified purchase does not occur, then the individual would be liable for repayment to the IRS of income tax and possible interest charges and penalties.<br /><br />Further, rule changes made as part of the economic stimulus legislation allow home buyers to claim the tax credit and participate in a program financed by tax-exempt bonds. Some state housing finance agencies, such as the Missouri Housing Development Commission, have introduced programs that provide short-term credit acceleration loans that may be used to fund a downpayment. Prospective home buyers should inquire with their state housing finance agency to determine the availability of such a program in their community. <br />&nbsp; </li><li><a id="20" name="20"></a><strong>If I&rsquo;m qualified for the tax credit and buy a home in 2009, can I apply the tax credit against my 2008 tax return?</strong><br />Yes. The law allows taxpayers to choose (&quot;elect&quot;) to treat qualified home purchases in 2009 as if the purchase occurred on December 31, 2008. This means that the 2008 income limit (MAGI) applies and the election accelerates when the credit can be claimed (tax filing for 2008 returns instead of for 2009 returns). A benefit of this election is that a home buyer in 2009 will know their 2008 MAGI with certainty, thereby helping the buyer know whether the income limit will reduce their credit amount.<br /><strong><br /></strong>Taxpayers buying a home who wish to claim it on their 2008 tax return, but who have already submitted their 2008 return to the IRS, may file an amended 2008 return claiming the tax credit. You should consult with a tax professional to determine how to arrange this. <br />&nbsp; </li><li><a id="21" name="21"></a><strong>For a home purchase in 2009, can I choose whether to treat the purchase as occurring in 2008 or 2009, depending on in which year my credit amount is the largest?<br /></strong>Yes. If the applicable income phaseout would reduce your home buyer tax credit amount in 2009 and a larger credit would be available using the 2008 MAGI amounts, then you can choose the year that yields the largest credit amount.</li></ol><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=430193" width="1" height="1">Real EstateMarket ConditionsAnnouncementsBuyer InformationSeller Informationhousing marketKnoxville Real Estateknoxville homes for salefirst time home buyerfirst time home buyer tax credithttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/02/20/53f58eb87b2349f58c11103e427dcf85.aspxFri, 20 Feb 2009 21:24:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:426896Jennifer Halinkowski0<p><span id="LeadIn" style="font-weight:bold;">Pleasant Ridge, Knoxville</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 2341 Arkwright Ln., a 1,050 sq. ft., 2 bath, 3 bdrm single story. Now</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #650150" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$118,900</span> - . </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/110_-_Norwood_Cumberland_Estates_Pleasant_Ridge/Pleasant_Ridge/Agent/Listing_2202574.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=426896" width="1" height="1">Real EstateFor Salehomes for saleKnoxville Real Estateknoxville homes for salenorwoodpleasant ridgeranch home for salehttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/02/13/60f6abbcc038470ea568f12832a505fe.aspxFri, 13 Feb 2009 05:48:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:423131Jennifer Halinkowski0<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/104_-_North_Knoxville/North_Knoxville/Agent/Listing_2224728.html"><img src="http://media.point2.com/p2a/listing/0038/b19d/03a2/a5dfbe8d319c8ee10167/w475h356.jpg" class="Photo ListingPhoto" alt="Welcome to 3403 Luwana!" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>New EVERYTHING!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,196 sq. ft., 1 bath, 2 bdrm single story</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #651285" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$119,875</span> <span>- Restored Classic Beauty</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">North Knoxville, Knoxville</span> <span>&nbsp;-&nbsp;</span> Nestled in suburban North Knoxville lies this completely renovated rancher with all new components including: new 30 year roof, double hung insulated vinyl windows, new HVAC unit, refinished hardwood floors throughout, granite counter tops, high end cabinetry, stainless steel appliances, tiled floors, all new fixtures, a large den that could be used as a 3rd bedroom, covered parking with lots of off street parking. All this plus this restored classic is situated on a large level fenced in yard that is nearly &frac12; an acre. </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/104_-_North_Knoxville/North_Knoxville/Agent/Listing_2224728.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=423131" width="1" height="1">Real EstateFor Salehomes for saleknoxvilleKnoxville Real Estateknoxville homes for saleranch home for salehistoric north knoxvillegranite counter topsstainless steel appliancesnorth knoxville homeshttp://www.knoxvillereal-estate.com/blogs/knoxvillerealestate/archive/2009/02/12/7f2899c7d2474c5d89fb81b095645312.aspxFri, 13 Feb 2009 03:25:00 GMT49a408ed-6679-44c5-8fbb-f3c6b781d793:423091Jennifer Halinkowski0<p align="center" style="float:left;margin-right:10px;"><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/112_-_Halls/Halls_Crossroads/Agent/Listing_2224606.html"><img src="http://media.point2.com/p2a/listing/2621/4922/3e9e/ce04739f635c2b6011bc/w475h356.jpg" class="Photo ListingPhoto" alt="The perfect home just found you!" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Sit Back and Enjoy The Views!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,600 sq. ft., 2 bath, 3 bdrm single story &quot;All Brick Ranch&quot;</span> <span>-</span> <img border="0" height="20" id="Price_mi" src="http://www.knoxvillereal-estate.com/Office/PortalOfficeShared/images/1x1.gif" style="width:34px;position:absolute;height:20px;" title="MLS&reg; #651187" width="34" /> <span id="Price_r" style="font-weight:bold;font-size:10px;font-family:Verdana;">MLS&reg;</span> <span id="Price_pl">$174,875</span> <span>- All Brick Ranch Home</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Halls Crossroads, Knoxville</span> <span>&nbsp;-&nbsp;</span> The one you&#39;ve been looking for just found you! Nestled at the end of a cul-de-sac is this all brick ranch in a wooded setting with a 1/2 acre private lot with breathtaking mountain and pastoral views. You&#39;ll fall in love as soon as you enter as the Inside is just as great with modern upgrades including new flooring, paint, fixtures, appliances and new storage shed. A wrap around porch provides ample viewing area for the great views. This gorgeous home is the epitomy of what southern living is all about! </p><p><a href="http://www.knoxvillereal-estate.com/Knoxville/Tennessee/Homes/112_-_Halls/Halls_Crossroads/Agent/Listing_2224606.html">Property information</a></p><img src="http://www.knoxvillereal-estate.com/aggbug.aspx?PostID=423091" width="1" height="1">Real EstateFor Salehomes for saleKnoxville Real Estateknoxville homes for salewrap around porchhalls crossroads homes for salesouthern livingall brick homeranch home for sale